Overview
The Trip Cancellation & Delay plans are a great supplement to our Diplomat Series of international travel medical plans. There are two types of plans for this coverage, Travel Basic and Travel Select.
Travel Basic: The Travel Basic plan provides the essential trip cancellation coverage and is ideal for the price-conscious traveler. With cancellation options, emergency medical/dental expense coverage, and protection for your baggage, it has all of the base elements you’d need.
A great alternative to cruise and tour operator insurance – Travel Basic offers coverage for the value conscious traveler while meeting essential travel needs – including the option to customize coverage with rental car collison and air AD&D upgrades.
Travel Select: For travelers looking for more comprehensive protection, the Travel Select plan is ideal for families, adventurers and travelers who want that extra level of security. This plan automatically includes cancel for business reasons and higher coverage for baggage/personal effects and medical.
Designed with family travelers in mind, Travel Select provides kids included pricing. In addition, it offers complete customization with personalized upgrade options including cancel for any reason and adventure sports coverage.
Visit Our Partner
Travel BASIC Eligibility
This plan is only available to residents of the United States and excludes residents of U.S. Territories.
This plan is not available for travel to the following destinations: North Korea, Iran, Crimea Region of Ukraine, Syria and Libya.
Upgrade availability and rates are based on state of residence.
Maximum Trip Length is 30 days.
Maximum Trip Cost is $10,000.
Individuals in the same household may be on one policy, up to a maximum of 10.
Must insure a minimum of $1.
Coverage is not available to residents of all states:
- Cancel for Any Reason (CFAR)
- Not Available to residents of New York.
- AD&D Common Carrier Air Only Upgrade:
- Not Available to residents of New Hampshire.
- Car-Rental Collision Coverage Upgrade:
- Not Available to residents of Texas, Kansas, Florida and New York.
- Not Available for travel to the following destinations: Ireland, Mexico, Jamaica and Costa Rica.
Visit Our Partner
Travel SELECT Eligibility
This plan is only available to residents of the United States and excludes residents of U.S. Territories.
This plan is not available for travel to the following destinations: North Korea, Iran, Crimea Region of Ukraine, Syria and Libya.
Upgrade availability and rates are based on state of residence.
Maximum Trip Length is 364 days, with the following exceptions:
1. Maximum for residents of Florida is 90 days.
2. Maximum for residents of New York is 180 days.
Maximum Trip Cost is $50,000.
Aggregate Trip Cost limit for all travelers on a policy is $200,000.
CFAR Upgrade is not available if Trip Cost exceeds $10,000.
Individuals in the same household may be on one policy, up to a maximum of 10.
Must insure a minimum of $1.
Coverage is not available to residents of all states:
- Cancel for Any Reason (CFAR)
- Not Available to residents of New York.
- 24 Hour AD&D Base Plan Benefit:
- Not Available to residents of New Hampshire.
- AD&D Common Carrier Air Only Upgrade:
- Not Available to residents of New Hampshire.
- Car-Rental Collision Coverage Upgrade:
- Not Available to residents of Texas, Kansas, Florida and New York.
- Not Available for travel to the following destinations: Ireland, Mexico, Jamaica and Costa Rica.
- Adventure Sports Upgrade:
- Not Available to residents of Florida and Washington.
- Medical Upgrade:
- Not Available to residents of Florida and New Hampshire.
Visit Our Partner
Travel BASIC Benefits
TRAVEL BASIC: BASE PLAN BENEFITS & CUSTOMIZED UPGRADES |
Benefits |
Coverage |
Trip Cancellation |
100% of trip cost ($10,000 limit) |
Trip Interruption |
100% of trip cost ($10,000 limit) |
Frequent Traveler Benefit |
$200 |
Trip Delay |
$500 ($250/day) |
Missed Connection |
$500 |
Baggage & Personal Effects |
$500 |
Baggage Delay |
$100 |
Emergency Medical & Dental Expenses |
$15,000 ($500 dental sublimit) |
Emergency Evacuation & Repatriation |
$100,000 |
Accidental Death & Dismemberment |
$10,000 |
Travel Assistance & Concierge Services |
Included |
– |
|
|
|
|
|
|
|
|
– |
|
CUSTOMIZED UPGRADES |
|
Car Rental Collison Protection (per plan) |
$35,000 |
Air AD&D (per person) |
$200,000 |
|
|
Visit Our Partner
Travel SELECT Benefits
TRAVEL SELECT: BASE PLAN BENEFITS & CUSTOMIZED UPGRADES |
Benefits |
Coverage |
Trip Cancellation |
100% of trip cost ($50,000 limit) |
Trip Interruption |
150% of trip cost ($75,000 limit) |
Trip Delay |
$750 ($250/day) |
Equipment Delay |
$200 |
Missed Connection |
$750 |
Baggage & Personal Effects |
$1,000 |
Baggage Delay |
$200 |
Emergency Medical & Dental Expenses |
$50,000 ($500 dental sublimit) |
Emergency Evacuation & Repatriation |
$500,000 |
Accidental Death & Dismemberment |
$25,000 |
Travel Assistance & Concierge Services |
Included |
– |
|
BONUS COVERAGES (If plan is purchased within 15 days of initial trip deposit) |
Pre-existing Medical Condition Exclusion Waiver |
Included |
Financial Default Coverage |
Included |
Cancel for Work Reasons
|
Included as Unforeseen Covered Event
|
CUSTOMIZED UPGRADES |
|
Cancel for Any Reason** |
Up to 75% of insured trip cost (up to $7,500) with a maximum trip cost of $10,000 |
Additional Medical Coverage: |
|
Medical Expense |
Additional $50,000 |
Medical Evacuation |
Additional $500,000 |
Adventure Sports Coverage |
Available |
Car Rental Collison Protection (per plan) |
$35,000 |
Air AD&D |
$200,000 |
**The Cancel For Any Reason upgrade is only available on the Travel Select plan. It lets you cancel for any reason – whatever it may be – up to 48 hours prior to your scheduled departure date. This helps ensure you’re not left completely out of pocket, as it can reimburse you with up to 75% of your insured trip costs (up to $7,500).
In order to be eligible for reimbursement with this optional upgrade, you will need to insure all non-refundable trip costs (up to a maximum of $10,000) within your policy at the time of purchase and your trip length must be 30 days or less. Additionally, the Cancel For Any Reason upgrade must be purchased with your initial plan and within 15 days of the initial payment made for your trip.
Visit Our Partner
FAQ
Please click the PDF below for a list of Frequently Asked Questions for the Trip Cancellation & Delay policies.