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Trip Cancellation & Interruption

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Trip Cancellation, Interruption, Delay & Lost Baggage Insurance

Protect your trip cost and much more from unforeseen circumstances. This plan offers coverage for the value conscious traveler while meeting essential travel needs. Covers the cost of your trip should you encounter a need to cancel or have any unforseen interruptions or delays, as well as many other benefits. This plan offers complete customization with personalized upgrade options including cancel for any reason.

Product Highlights

  • Trip Cancellation
  • Trip Interruption
  • Trip Delay
  • Missed Connection
  • Baggage & Personal Effects
  • Baggage Delay
  • Emergency Medical & Dental Expenses
  • Emergency Evacuation & Repatriation
  • Accidental Death & Dismemberment
  • Travel Assistance & Concierge Services

Ideal For

  • Business & Leisure Travelers
  • Cruises
  • Students / Study Abroad
  • International Exchange Students
  • Tourists
  • Holiday Travelers
  • Church / Missionary Travelers & Much More

Overview

The Trip Cancellation & Delay plans are a great supplement to our Diplomat Series of international travel medical plans. There are two types of plans for this coverage, Travel Basic and Travel Select.

Travel Basic: The Travel Basic plan provides the essential trip cancellation coverage and is ideal for the price-conscious traveler. With cancellation options, emergency medical/dental expense coverage, and protection for your baggage, it has all of the base elements you’d need.

A great alternative to cruise and tour operator insurance – Travel Basic offers coverage for the value conscious traveler while meeting essential travel needs – including the option to customize coverage with rental car collison and air AD&D upgrades.

Travel Select: For travelers looking for more comprehensive protection, the Travel Select plan is ideal for families, adventurers and travelers who want that extra level of security. This plan automatically includes cancel for business reasons and higher coverage for baggage/personal effects and medical.

Designed with family travelers in mind, Travel Select provides kids included pricing. In addition, it offers complete customization with personalized upgrade options including cancel for any reason and adventure sports coverage.

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Travel BASIC Eligibility

This plan is only available to residents of the United States and excludes residents of U.S. Territories.

This plan is not available for travel to the following destinations: North Korea, Iran, Crimea Region of Ukraine, Syria and Libya.

Upgrade availability and rates are based on state of residence.

Maximum Trip Length is 30 days.
Maximum Trip Cost is $10,000.
Individuals in the same household may be on one policy, up to a maximum of 10.
Must insure a minimum of $1.

Coverage is not available to residents of all states:

  1. Cancel for Any Reason (CFAR)
    • Not Available to residents of New York.
  2. AD&D Common Carrier Air Only Upgrade:
    • Not Available to residents of New Hampshire.
  3. Car-Rental Collision Coverage Upgrade:
    • Not Available to residents of Texas, Kansas, Florida and New York.
    • Not Available for travel to the following destinations: Ireland, Mexico, Jamaica and Costa Rica.

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Travel SELECT Eligibility

This plan is only available to residents of the United States and excludes residents of U.S. Territories.

This plan is not available for travel to the following destinations: North Korea, Iran, Crimea Region of Ukraine, Syria and Libya.

Upgrade availability and rates are based on state of residence.

Maximum Trip Length is 364 days, with the following exceptions:
1. Maximum for residents of Florida is 90 days.
2. Maximum for residents of New York is 180 days.

Maximum Trip Cost is $50,000.

Aggregate Trip Cost limit for all travelers on a policy is $200,000.

CFAR Upgrade is not available if Trip Cost exceeds $10,000.

Individuals in the same household may be on one policy, up to a maximum of 10.

Must insure a minimum of $1.

Coverage is not available to residents of all states:

  1. Cancel for Any Reason (CFAR)
    • Not Available to residents of New York.
  2. 24 Hour AD&D Base Plan Benefit:
    • Not Available to residents of New Hampshire.
  3. AD&D Common Carrier Air Only Upgrade:
    • Not Available to residents of New Hampshire.
  4. Car-Rental Collision Coverage Upgrade:
    • Not Available to residents of Texas, Kansas, Florida and New York.
    • Not Available for travel to the following destinations: Ireland, Mexico, Jamaica and Costa Rica.
  5. Adventure Sports Upgrade:
    • Not Available to residents of Florida and Washington.
  6. Medical Upgrade:
    • Not Available to residents of Florida and New Hampshire.

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Travel BASIC Benefits

TRAVEL BASIC: BASE PLAN BENEFITS & CUSTOMIZED UPGRADES
Benefits Coverage
Trip Cancellation 100% of trip cost ($10,000 limit)
Trip Interruption 100% of trip cost ($10,000 limit)
Frequent Traveler Benefit $200
Trip Delay $500 ($250/day)
Missed Connection $500
Baggage & Personal Effects $500
Baggage Delay $100
Emergency Medical & Dental Expenses $15,000 ($500 dental sublimit)
Emergency Evacuation & Repatriation $100,000
Accidental Death & Dismemberment $10,000
Travel Assistance & Concierge Services Included
BONUS COVERAGES (If plan is purchased within 15 days of initial trip deposit)
Pre-existing Medical Condition Exclusion Waiver Included
Financial Default Coverage Included
Cancel for Business Reasons Included
CUSTOMIZED UPGRADES
Car Rental Collison Protection (per plan) $35,000
Air AD&D (per person) $200,000

 

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Travel SELECT Benefits

TRAVEL SELECT: BASE PLAN BENEFITS & CUSTOMIZED UPGRADES
Benefits Coverage
Trip Cancellation 100% of trip cost ($50,000 limit)
Trip Interruption 150% of trip cost ($75,000 limit)
Trip Delay $750 ($250/day)
Equipment Delay $200
Missed Connection $750
Baggage & Personal Effects $1,000
Baggage Delay $200
Emergency Medical & Dental Expenses $50,000 ($500 dental sublimit)
Emergency Evacuation & Repatriation $500,000
Accidental Death & Dismemberment $25,000
Travel Assistance & Concierge Services Included
BONUS COVERAGES (If plan is purchased within 21 days of initial trip deposit)
Pre-existing Medical Condition Exclusion Waiver Included
Financial Default Coverage Included
CUSTOMIZED UPGRADES
Cancel for Any Reason 75% of trip cost
Additional Medical Coverage:
       Medical Expense Additional $50,000
       Medical Evacuation Additional $500,000
Adventure Sports Coverage Available
Car Rental Collison Protection (per plan) $35,000
Air AD&D $200,000

 

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FAQ

Please click the PDF below for a list of Frequently Asked Questions for the Trip Cancellation & Delay policies.

 Trip Cancellation Policy FAQ

"I am profoundly grateful for the prompt and courteous assistance that Global Underwriters provided to me. I will most definitely contact your Company again to purchase the appropriate coverage."

- Richard (Seattle, WA)

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