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Traveling Abroad? Put Your Smartphone to Work

Posted on: November 4th, 2026 by Global Underwriters No Comments

Your smartphone can be your most useful travel tool, if you set it up before you leave. A few free apps can help you find your way, read a menu, pay like a local, and get help fast if something goes wrong. The best app for a ride or a train ticket can change from…

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Nine Travelers, Two Continents, One Policy

Posted on: October 21st, 2026 by Global Underwriters No Comments

A group travel scenario for agents and brokers: what “group” really means on an international group travel policy, and why it matters when something goes wrong. The Call Every year, Riverside Community Church sends a team overseas. This year, the church’s missions director called her broker with a new wrinkle. Seven volunteers were heading to…

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Defense Base Act Insurance: Frequently Asked Questions

Posted on: September 18th, 2026 by Global Underwriters No Comments

A complete guide for government contractors working overseas Coverage basics What is Defense Base Act insurance? The Defense Base Act (DBA) is a federal law that requires U.S. government contractors and subcontractors to carry workers’ compensation coverage for civilian employees working outside the United States. It applies to public works contracts, contracts financed under the…

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A Routine Overseas Assignment Turns Into a Coverage Gap

Posted on: September 18th, 2026 by Global Underwriters No Comments

An engineering firm sends a project manager to support a U.S. government infrastructure contract overseas. The assignment isn’t in a conflict zone. It’s a mid-sized city, a modest work site, a few months on the ground. HR treats it like any other international assignment: travel advisory checked, hotel confirmed, corporate travel insurance card issued. Three…

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An Employee’s Business Trip Takes an Unexpected Turn

Posted on: August 11th, 2026 by Global Underwriters No Comments

A project manager travels to Mexico for a customer meeting. It’s a routine trip, a couple of days on the ground, a few key meetings, then home. On the second day, her car is involved in a serious traffic accident. She’s rushed to a local hospital and requires surgery. Back at the office, her manager…

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The Gap Most Travel Policies Don’t Cover

Posted on: August 11th, 2026 by Global Underwriters No Comments

When people think about travel protection, they often think about canceled flights, delayed baggage, or reimbursing the cost of a trip. But for employers and international travelers alike, the biggest risk usually isn’t the trip itself. It’s what happens when a medical emergency occurs far from home. The Coverage Gap Many travelers assume they’re protected…

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When “Made in Mexico” Meant Litigated in Texas

Posted on: July 22nd, 2026 by Global Underwriters No Comments

The bus never made it to the maquiladora. On a stretch of road outside a small Mexican town, a company bus carrying young workers to their shift at an American-owned garment plant overturned and caught fire in a drainage ditch. Twenty-six people were killed or injured. The workers were Mexican citizens. The accident happened entirely…

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Does Workers’ Compensation Cover Employees Traveling Internationally?

Posted on: July 9th, 2026 by Global Underwriters No Comments

As business travel continues to expand across the globe, many employers assume their workers’ compensation policy automatically protects employees wherever work takes them. The reality is more complicated. While workers’ compensation may provide coverage for some employees traveling internationally, the extent of that protection depends on several factors, including the policy, the employee’s work assignment,…

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International Travel: What Every Traveler Should Know Before Leaving Home

Posted on: July 9th, 2026 by Global Underwriters No Comments

Planning an international trip is exciting. Whether you’re traveling for business, studying abroad, taking a dream vacation, or visiting family, most travelers spend months planning flights, hotels, and itineraries. But one of the most important parts of travel planning often gets overlooked: preparing for the unexpected. A few simple steps before you leave can make…

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